[J.Celifarco]

Are no there MCA companies on this forum that have ever filed a law suit against merchant for default or fraud?

Any collection agents ever heard of this?

Obviously it would be a last option, but I'm just wondering? Otherwise merchant could get funded and never pay us back.

I'm not talking about risk models, I'm asking has anyone ever actual filed a law suit?

yes, but before you can think about this it matters how you are structured. Are you a loan or an advance? Does your contract have a personal guarantee? Can you legally have a personal guarantee in your contract for the state that you funded in.. There is more to the question then can you sue the merchant