[mcaguru]

and just like this guy you will be too late to the party and will not be able to get or keep enough market share to survive.. Also I doubt a company used to doing 1.45 60 day programs with a coj and fees will all of a sudden be content doing 1.25 12 month deals no fees no coj.. Dont see that happening

Wholefoods has products they make higher profits than others..We would gladly look at entertaining other programs that have lower yields in time due..... if the top 3 high risk lenders open up to the A paper deals will have our market share in 3-4 business days. (capital is a non issue-In fact if this was 1866 we would have to dust off the capital every few days...thank god for banks I HATE dust!).

[J.Celifarco]

Wholefoods has products they make higher profits than others..We would gladly look at entertaining other programs that have lower yields in time due..... if the top 3 high risk lenders open up to the A paper deals will have our market share in 3-4 business days. (capital is a non issue-In fact if this was 1866 we would have to dust off the capital every few days...thank god for banks I HATE dust!).

i have no idea what you are talking about

[mcaguru]

i have no idea what you are talking about

Nutshell:
High risk lenders have the ways and the means to open up to funding the A paper long term deals should the need ever be presented.

[FUNd]

Nutshell:
High risk lenders have the ways and the means to open up to funding the A paper long term deals should the need ever be presented.

There's need all over the place for good A tier funders with long terms, low factors, and healthy approval amounts. What there isn't a need for is more 2nd-10th position stackers that are ruining things for everyone.

[J.Celifarco]

Nutshell:
High risk lenders have the ways and the means to open up to funding the A paper long term deals should the need ever be presented.

I completely disagree out of all the nonsense 2nd-27th position stackers out there a very small few would have the capital needed to last doing deals that didnt turn in 3-4 months. Also the large majority would run when the returns go from 45% over 3 months to 25% over 12 or longer. Lastly to underwrite A paper deals you need a level of knowledge and understanding of credit and cash flow that these f paper companies just dont have. The large majority would have no idea what to do

[mcaguru]

Someone has fund the Millions of merchants that have low credit scores!! or the millions that has other issues ! Should a landscaping company with 501 credit score not be able to get capital ? its a free enterprise system and would gladly take the risk. (or high negative days or 3 months in business or to few deposits or etc etc).

[J.Celifarco]

Someone has fund the Millions of merchants that have low credit scores!! or the millions that has other issues ! Should a landscaping company with 501 credit score not be able to get capital ? its a free enterprise system and would gladly take the risk. (or high negative days or 3 months in business or to few deposits or etc etc).

I get those deals done on 5 month - 8 month terms at human factor rates and no coj's. Why would that company you just describe take a 3 or 4 month deal from you when I can get them more money at half the rate with half the fees

[mcaguru]

I get those deals done on 5 month - 8 month terms at human factor rates and no coj's. Why would that company you just describe take a 3 or 4 month deal from you when I can get them more money at half the rate with half the fees

majority of our fundings DO NOT require COJ's

[J.Celifarco]

majority of our fundings DO NOT require COJ's

ok still this company can take a 3 or 4 month 1.45 from you or a 6 month 1.35 or cheaper from me. With or without the coj you are giving this merchant a much worse deal then they can get at most funders in the industry

[mcaguru]

ok still this company can take a 3 or 4 month 1.45 from you or a 6 month 1.35 or cheaper from me. With or without the coj you are giving this merchant a much worse deal then they can get at most funders in the industry

take out a super bowl AD !

[FUNd]

Someone has fund the Millions of merchants that have low credit scores!! or the millions that has other issues ! Should a landscaping company with 501 credit score not be able to get capital?

Yes, they should not. If you have a 501 FICO, you have in most cases made victims out of everyone and anyone who has ever been kind enough to extend you credit. You want to borrow money? Pound sand until you pay back the people you ALREADY owe money to.

[mcaguru]

Yes, they should not. If you have a 501 FICO, you have in most cases made victims out of everyone and anyone who has ever been kind enough to extend you credit. You want to borrow money? Pound sand until you pay back the people you ALREADY owe money to.

That's our business to decide to give a lower than average credit merchant 100K (we do it all day) and pay our ISO a 5 DIGIT commissions.

[FUNd]

That's our business to decide to give a lower than average credit merchant 100K (we do it all day) and pay our ISO a 5 DIGIT commissions.

And is the merchant typically in a better or worse financial position after they are paid back?

[Cfairbank]

Wholefoods has products they make higher profits than others..We would gladly look at entertaining other programs that have lower yields in time due..... if the top 3 high risk lenders open up to the A paper deals will have our market share in 3-4 business days. (capital is a non issue-In fact if this was 1866 we would have to dust off the capital every few days...thank god for banks I HATE dust!).

You better hope the DF introduces a delete button if you go to A paper in "3 to 4 days" in response to regulation!

[mcaguru]

You better hope the DF introduces a delete button if you go to A paper in "3 to 4 days" in response to regulation!

Explain?

[HDF]

You better hope the DF introduces a delete button if you go to A paper in "3 to 4 days" in response to regulation!

Explain?

Explanation: You'll need to re-brand