Also, WBL is charging them a 1.90 which is normally for that company, but, they are not a fan of unsecured money, I can't say for sure, as they do offer unsecured loans now, but, their standard practice is to collateralized a loan 4 to 1... so if u have something with say, 100k in equity, they'll give it a liquidation value of say, 80k, which would make the guarantor qual for a $20k loan... absurd... I have had the non-pleasure of doing business with them, even got it in the kiester twice cuz I trusted a handshake... slimey ppl I tell u... also, they don't give a sh#t who the go behind, but God forbid u go behind them... I feel dirty just talking about them....