[MCNetwork]

Those are solid points JSL23. Many agents build their businesses that way. There's nothing wrong with the meet and greet approach to networking. It all depends on what your personal preference is. There are agents who are equally successful with the 100% telemarketing approach or the "feet on the street" approach. You can also incorporate both approaches in your style. Personally, I find that the feet on the street approach is more effective in selling credit card services than merchant cash advances IMHO.