With attitudes like that, I am scared for your clients and partners (ISOs or direct lenders)...

Think what you may, I am here to grow my business. As long as I attain my goal, I do not care what you think.

"You're a kitchen table ISO looking for advice but didn't want to take the skewering of a another unintelligible, wannabe, newbie pissing in the client pool with misinformation and inexperience. Get a job."

That might sound like you if I can comprehend what you are trying to say. And I don't need a job when I can have money coming in without working.

Rather than attacking business owners for trying to get funding, maybe try to do a self reflection.