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  1. #1
    A forum user Reputation points: 2147483647 Sean Cash's Avatar
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    I think you just put in your bank info, they pull credit, and it approves you instantly. I don't think they do any underwriting. They probably have no idea what stacking is, nor would they care.

    I asked some people in the p2p lending world and the thought never crossed their mind. If the credit score is there and cash flow supports it, it gets approved. Not a single consideration is given to who the loans are from or if their future revenues have been sold.

    credit utilization good?
    credit score good?
    cash flow good?

    FUND IT.
    Last edited by Sean Cash; 03-10-2014 at 01:30 PM.

  2. #2
    Senior Member Reputation points: 10944
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    That honestly sounds like a 6 month business model. 3 months UP >>>then 3 Months DOWN!!!!
    Andrew J. McDonald
    Director of ISO Development
    Yellowstone Capital LLC
    1 Evertrust Plaza
    Suite 1401
    Jersey city, NJ 07302
    PH - 347.464.0785
    FX - 646.213.1790

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