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05-18-2016, 02:25 PM #1
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Everest CoJ?
Cool. When I run up against you on the field, the merchant will be signed and funded while you are still waiting for the tracking number on that COJ you're supposed to get.
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05-18-2016, 02:49 PM #2
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I'm not suggesting it takes less time. obviously we could pump out deals that have no COJ's faster than the ones with COJ's, all I'm saying is that every Tom, Dick, & Harry can sell a COJ to a merchant and it won't effect Everest's decision to start using them by a considerable amount.
For the record, I'm strictly ISO based, so I don't think we'd ever "run up" against each other on the field. I'm talking to ISO's all day, not merchants
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05-18-2016, 03:10 PM #3
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05-18-2016, 03:17 PM #4
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Agreed, idk why an iso would want to send a prime deal to a sub-prime funder, but I'm assuming that if a deal comes across MY desk, then the reason it's by me is because the prime folks were barfing all over it for some reason. It's the beauty of the tongue, some people like the taste of certain foods more than others. I'm more of the "See & Eat" kind of guy, so I look to fund any deal that gets approved by me
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05-18-2016, 03:20 PM #5
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05-18-2016, 03:37 PM #6
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05-18-2016, 05:55 PM #7
Did not work out for them apparently. I spoke to my rep about it and he said to me that they are pulling back on their "WTF" and their "Holy S*it" Apparently they have a pretty big "WTF/Holy S*it" deal to a merchant who defaulted very early on. Once again, this is what I was told. Not sure how one deal going south for a company like Everest is a reason to completely switch directions but maybe there is more there then what he said or knew. That said, I have been noticing their offers coming back to be far more conservative than in the past. I had 6-7 deals with them that I closed elsewhere because they were not competitive on 90% of them.
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