I have one client. bank statements and processing statements are ready to be send.

* 7 months in business
* CA Hollywood Area
* Japanese Sushi Restaurant.
* Good Credit
* Willing to put owner's home as collateral
* Seeking for longer term.
* average 60k~70k per month for credit cards (without beer and wine Lic).
* will receive beer and wine lic by end of the week.
* NO NSF. average ending balance of 12k.
* Seeking for 100k+

Since the owner is willing to put their house as collateral, business owner looking for reasonable discount rate with longer term. house has about 150k equity.