[funding pro]

Michael Barnett paid us on a deal that they made a mistake on. I submitted the deal and they declined it. The merchant called in a couple days later to On Deck directly. They made him an offer and closed the deal.

I called them on this and they admitted their mistake and promised to pay me.

Thank you for being ethical in a fairly unethical industry.

It's great you got paid on that deal. Many of the larger companies that have been doing this for some time will do things like this when they make an error. I would be more curious to know why they declined it for you with no offer yet they funded it internally. Is it that two underwriters looked at it differently or do they have different underwriting criteria on the direct side vs their sales channel?