I know how to explain a lock box to a merchant/ISO I don't believe the proper expectation was set for the client, and also informing him there would be an additional 24 hours on top of his normal processing, if you are an ISO you shouldn't instruct your client to remove the lockbox from their bank after it's been processed already and we started seeing batches. I'm well educated on split deals and as everyone knows on this forum, we don't have an exact date when it's going to fund it all depends on the merchants processor.

Thanks,

Ryan