[mcaguru]

you don't know the reasoning? It is because of too many complaints of over collection and also debiting unauthorized accounts.

these kids keep thinking they can just do what they want, when they want. Sooner or later the grown ups have to come in and start scolding.

You guys are taking merchants for idiots and they are Not. In rare cases if a merchant is over collected its returned and if its under collected it goes to collections.