I have some experience dealing in the ACH marketplace.
Heavily monitored and regulated by NACHA any lenders that pull extra money from accounts should be reported to NACHA.
In the past they will contact their processor and pull their ability to collect electronically. Fund, if you hear anymore complaints refers them to me and I'll put them in touch with the correct office.
If the processor is responsible they will get two warnings. Anymore will result in getting kicked out of the network.
Lenders oulkung that cheap hurt everyone here who doesn't .
Bob