I have a client looking for $3.8m to construct a restaurant. He already owns the raw waterfront land valued at $1.3m, free and clear with no liens. Credit is great. For revenue, his brother is willing to co-sign the loan with him, and has multiple businesses generating around $24M yearly. He's willing to use his business income to pay the loan, however, he doesn't want to use his actual business entities as a guarantee. Is there anyway to structure this? Thanks in advance for any response. Feel free to email me at carmen@toliverbancroft.com.