[AndyYSCISOdept]

Typically when a client in default comes to us it's to pay back their debt to other lenders, materially reducing their payments.

Those are the best clients a lot of times, because not only have they been approved and been deemed abele to handle the cost of the advance product but they have gone out of their way to rectify their problem accounts with other funders. One must respect that in a day and age when a lot of merchants rack up a bunch of cash advance debt and bounce on their responsibilities. I for one have No problem with Zach and WBLs practice