Hello,

I have two unique situations:

1. Construction company who defaulted on 2 lenders a year ago after successfully paying 3 advances off with each of them. Reason for default was they had a partner who embezzled $100K from the business.

-Business has $500K of monthly revenue
-Business has a current advance with an A-Paper lender for $75K
-Business has letters from the lender they defaulted on stating that they have repaid in full and honored their debt
-590 FICO
-6-10 deposits monthly
-Average balances $30K or greater
-0 Negative days and NSFs
-Needs 9-month 1.39 or better paying 12 or more to myself
-Needs $300K or greater




2. Marketing company who has approximately $25MM of gross annual revenue.

-Business has $2MM of monthly revenue
-Business has a current advance with a C-Paper lender for $280K
-680 FICO
-50 to 80 deposits monthly
-Average balances $200K or greater
-0 Negative days and NSFs
-Needs 9-month 1.29 or better paying 5 or more to myself
-Needs $750K or greater