Hi I have a merchant who owns a junkyard which grosses 1.2mm yr and has inventory worth 1.8mm as well as two licenses valued at 300k. He has a buyer for the business,wants to get lent on his equipment and have the buyer pay it off . He has no problem being personally liable for the loan. He is looking for 1.8 mm but will take whatever he can get and the buyer will fund the rest himself.