[Sean Cash]

Jay, you're calling it "the cycle" 12 minutes after you offered to fund them through your new ISO. So you think nobody should renew unless it's through you because you're the most fair?

[JayBallentine]

Jay, you're calling it "the cycle" 12 minutes after you offered to fund them through your new ISO. So you think nobody should renew unless it's through you because you're the most fair?

What ISO? What offer for funding? Let me out very clearly what my intentions are / were - happy to personally forward you the e-mails.

As soon as I saw this post, I e-mailed the founder of "SmallKnot." The goal was to help the business by rallying their community around it. I thought "home health care" was more 'marketable' than Joe Plumber.

Consequently, I e-mailed OP and spelled out exactly what I am spelling out here - to him in private.

Feel free to reach out to him to verify this.

[JayBallentine]

Jay, you're calling it "the cycle" 12 minutes after you offered to fund them through your new ISO. So you think nobody should renew unless it's through you because you're the most fair?

Oh regarding the second question. Please keep in mind that merchants do derive the following benefits in working with Buynance:

1. Lower rates because we don't work on commission like brokers do. They'll end up being up to 114% more profitable.
2. Only one credit check.
3. More control.

We also help them understand how much they can and cannot afford.

Our funding partners get to:

1. Get merchants great rates.
2. Lower default rates (when you remove broker commissions, and closing costs, defaults should be lower).
3. No more time spent underwriting and competing for deals they would have no chance of funding.


Happy to answer any more specific questions you may have regarding these things.