Hi all,

I have a merchant in trucking for the past 45 years, averaging $600k/mo. He has been overdrawn in his bank account every day for the past year - however, he has overdraft protection set up. He also has strong credit.

He has 5 balances totaling about $290k and wants to refinance and/or consolidate it all. He definitely wants to net money on top as well. He needs these funds ASAP. Is there any one who will do this?

Merchant definitely will not consider any collateral options. The biggest issue I am facing is the excessive negatives in the bank.