I've been in this business for a year and I can say this is the hardest thing I've ever done from a business perspective . I read the post and I just get the feeling most people in this industry are spinning there wheels going nowhere .Most merchants I speak to have taken the cash advance under the pretense of a. Lie that they will get Progressively better pricing and Better terms yeah rigth you will get stacked on until you go bankrupt how is this business sustainable or scalable if your killing the life line of the business the merchant . I can go on for days obviously but I look forward to the feed back