In consideration of a Food and Beverage company File, we are looking to obtain funding of $250K to $400k.

FICO 650+

No tax liens, pass due, good credit

Balance is $100K with Deal Struck

Sales are $450+ per month.

Loanme is unsecured at $65K

There have been a number of inquiries recently, but not too many

The company has been in business as a food and beverage distributor for over 20 years and does business with some key accounts is. Some of their widely known clients are The Convention center, nearly all the hotels, and major restaurants, private schools and such.

Their sales declined during the 2008 recession, and since then they have steadily shifted their business to the food service industry. By doing this they have been able to nearly double their sales profit in the last 3 years.

Because of the nature of their business, being a food and beverage distributor, they have receivables at 45 to 90 days out.


Recently, they have managed to pay off all their debts, a small judgement, and have no tax related liabilities.

Additionally, they have obtained a factoring arrangement, which has and will continue to increase their cash flow. The goal is to attain a level where, like a retail business, they are paid next day. However, like every business they are in need of funding to continue expanding.

The bank statements for the last 6 months have been decent however, in the last 3 months, there have been various negative days. This has not affected any of the ACHs which were all covered by them and the bank:

May 3 negative days
June 9 negative days
July 6 negative days
Aug 2 negative days
Sept 2 negative days
Oct 15 negative days
Nov 14 negative days
Dec 5 negative Days
Jan MTD 1 negative day
Feb 2 negative days



It should also be noted that their bank Bank has an intraday running total which is not reflected by the end of day balances. As previously stated the bank does pay ACHs first, this information can be verified by reaching out to their banker.


Highlight Financial Information:

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monthly Totals
Date Gross receipts expenses
May-15 376,668.75 375,566.48
Jun-15 573,162.54 578,031.26
Jul-15 596,040.29 591,393.19
Aug-15 618,156.94 614,413.77
Sep-15 503,900.72 505,414.26
Oct-15 535,931.39 550,216.47
Nov-15 487,031.70 486,638.53
Dec-15 628,582.95 616,762.75


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Food and Beverage
Profit and Loss Comparison
2013 to 2015


P&L P&L Interim P&L Projected P&L
2013 2014 5/2015 to 9/2015 2015
$ 3,129,128.00 $ 3,907,833.00 $ 2,388,828.52 $ 6,187,065.87


650,457.00 784,550.00 432,262.89 $ 1,119,560.89



-40,758.00 174636 143,580.59 $ 371,873.73