[gerayin]

Life Capital is a direct lender that takes pride in our open-ended underwriting. We like to look at every deal as a whole, so that means none of your deals will ever get declined due to one single aspect not meeting underwriting criteria. Here is some information about our 1st, 2nd, and 3rd position programs:

1st position deals:
• Life Capital Premium Product for A, B and C paper
• Up to 15 month terms and no cap on funding amount.
• We will consolidate balances if the numbers make sense. No Specific net rule
• Additional funding before renewal period available in the form of an add-on that won’t require existing balance consolidation.
• We do ACH, CC and Lockbox deals.
• We fund all 50 states including Puerto Rico.
• Ability to upsell the offer up to 12 pts.


2nd and 3rd position deals:
• Get A paper rates for B and C paper deals through our Life Capital premium product.
• Premium product buy-rates:
-4 month term: 1.20
-6 month term: 1.25
-8 month term: 1.32

Brokers usually make 10pts per deal.

Underwriting-Guidelines-min.compressed-min.pdf

Email me at German@mylifecapital.com

[gerayin]

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[golf2014]

I'm impressed so far...finally a difference maker