[MCNetwork]

And at least $10K a month for marketing, data, research, and ops costs.

When I started out I only spent $3K per month on that stuff. I worked out of a shared office space for $700 per month, I had a computer, phone and spent all day calling aged leads and UCC lists. Within 3 months I was already making decent money. But then again, I was already pretty experienced when I started my shop.