(Direct Lender Only Please)

They currently owe $12K, which is being paid via lockbox @ 12% split.

Monthly revenue averages $70K, 95% is through CC's. Bank shows 14 negative days in Feb and 12 in each of the prior months.

Please review for lockbox split.. highest offer possible.

They do have a tax lien of $50K.. the IRS will allow a payment plan, but require $10K down. For now they have been sending IRS random payments, as evidenced in the bank statement.

Owner's credit is okay at 620.. past due on some credit cards.