[BigIz]

I have a Pool/Decking Contractor looking for a term loan (3-5 years). He is looking for around 200-250K to payoff a real estate loan. He has been in business 17 years, FICO 673, average monthly income is $127,816, no NSFs, ADB 9-20K. He is willing to put up real estate. WBL does not work because the term length would make it too expensive. Loan Me will not work for the same reason.

[RichardGerard]

If the Contractor has been profitable (NOI) on their 13/14 tax returns and 15 year end's, there are several term loan options that can be arranged. Folks on this site post many names... Knowing which one will work with a residential contractor will be the key to not having a credit pull and pass.