Let me rephrase....before I get 50 phone calls

NLF used to be the MCC retail arm (now everything is under BizFi as I understand it). Back in those years, when under different management (and I am going back 6-7 years), they used to have a different pay grid for in house reps over outside ISO's, so the same deal would get a better offer in house than for outsiders (unless you wanted to cut commissions). They also used to hand out ISO client lists to solicit when the ISO became dormant, or fell in bad favor.

But like I said, that was the MO years back....cannot confirm nor deny anything that goes on currently.