This is really simple.We need to find a high school student studying geometric progressions, or, if I were not so lazy I could calculate the APR on my (archaic) HP 12C. The difficulty is making 182 daily entries. The progression would consist of 5 negative entries followed by 2 positive repeated 26 times. Since fees reduce the amount the customer actually receives the initial investment is the initial principal is the principal less the fees.
Sounds exhausting, someone come up with a 16 year old kid.
Bob