Congress doesn't need to wipe everyone's nose all the time. These people know damn well what they are signing. They are to blame. NOT THE LENDERS. So F'ing tired of everyone playing the blame game for their f ups.

McDonalds made me fat, Marlboro made me smoke, the banks made me take a mortgage, the gun made me kill. Take some PERSONAL RESPONSIBILITY AND LIFE WOULD BE A LOT BETTER.

Pussies.