Interesting read http://debanked.com/2016/02/how-the-...place-lending/

"The FDIC says that marketplace lending can encompass unsecured consumer loans, debt consolidation loans, auto loans, purchase financing, education financing, real estate loans, merchant cash advance, medical patient financing, and small business loans"

So the next question is, when does the FDIC wrap its arms around "Marketplace Lending", thus clearing the pathway for (further) regulation?