I had another member of National Society of Accountants refer me to Midwest Corporate Credit. When I initially spoke to one of their reps, he had an above average understanding of cash flow and debt schedules. The issue my client was having was that the client was unable to get a LOC for working capital due to a huge depreciation expense. The gentleman I worked with at Midwest Corporate Credit said he would send the client to a commercial bank that would add the depreciation back in and approve the LOC. They got it done. That's my only experience with them. Also, if anyone in Baltimore area is looking for a great accountant, send me a message.