[FUNd]

TOTALLY legal...you shouldn't be giving the money to the merchant when he owes it to the IRS

And how would the UW know that information with no lien filed?

[CreditGuy]

And how would the UW know that information with no lien filed?

Ask the borrower, "Do you have any outstanding tax liabilities?" Or, you could have them pull their tax transcripts/use a third party service.

[FUNd]

Ask the borrower, "Do you have any outstanding tax liabilities?" Or, you could have them pull their tax transcripts/use a third party service.

LOL, because merchants never lie about their financial liabilities.