[Funder Mark]

Sure why not? It wouldn't hurt to grab a month-to-date bank activity sheet, but a deal can still be killed in the 11th hour for a variety of reasons, such as:

- The drop off in sales as you mentioned

- A tax lien that pops up

- A judgment lien that pops up

- The merchant is found on some industry fraud list

- The merchant's bank statements turn out to be fraudulent

- A hidden cash advance balance is found

- The merchant is severely behind with their landlord

My point is that there will always be that "final verification" process and within that process, the deal can be killed for a variety of reasons. All you can do is pre-qual the best you can upfront and collect the initial documents.

Assuming the deal is not fraud, getting the MTD would help us in knowing about the drop off, or another recent advance, The rest should be found beforehand, but considering what % of deals have offers made and never request a contract, I can see why that is not standard in looking for those upfront.