Lately I have been noticing that many of my deals have been declined in final underwriting due to drop in deposits, multiple negative days recently, and similar things. What really gets me is one deal that was declined Friday because of a massive drop in volume, something I could have easily known if I had asked for a MTD when I first got the file that week.

Overall, would it be worthwhile to ask merchants for a MTD once we are halfway through the month, so these situations can be avoided?