Mine might be low enough to understand . Lol
I have had an ISO send me a deal once that I had a solid approval from on deck .75k 18 months even though credit was rough (josh back then told me it was probably a mistake but if system gave approval we can fund)The ISO told me no thanks I decided to syndicate on the deal and close him on 40k 1.49 for 3 months . Now at that point I was very tempted to tell the ISO take a hike and close the deal with on deck myself and decide later if I will or will not pay him .
Knowing the ISO is being a scumbag makes it very tempting to say screw you .

Honestly I am still not sure if I did the ethical thing of not "stealing" that deal