[Michael I]

Cshoke,

We deal with scenarios like this one on a regular basis, and can add value to you and your client in numerous ways. At LQD Business Finance, we are a direct lender that offers traditional business loans, loan consolidation, and loan refinancing. We are not a cash advance or factoring company, as we only provide term loans.

To start, we would not only consolidate all of his advances, but we would also increase his cash flow visibility by substantially lowering his rate and increasing his term. On average, our loan payments are less than half of cash advance companies charge. Furthermore, all of our loans have terms ranging between 6 - 36 months, with 90% having a term of 18 months or longer.

We provide a principal borrowing amount of up to $2,000,000 per transaction, which would allow your client to borrow (net) more, depending on their ability to support the increased debt load. Also, since we originate and service our loans in-house, we can offer your client the most flexible terms that works best for their particular situation. For example, we can offer daily, weekly, bi-weekly, or monthly payments.

Lastly, with your client being in the auto sales industry, their operating cycles can be frustratingly long. Having many moving parts, most of the current financing solutions available in the market do not adequately address all of their financing needs, while still allowing the business to grow.

What makes us different, in this respect, is that we provide a complete, structured financing solution that combines all of the separate financing needs of a specific business into a single loan. We provide financing for working capital, purchase orders, receivables, upfront purchases of (inventory, equipment, and/or machinery), expansion, and business acquisitions.

Feel free to contact me to discuss further.

Dean Rose
deanrose@lqdfinance.com

What's commission like ? And what do you base approvals on