I have sent a dozen or more deals to them over last couple of months. No one ever qualifies for their lowest advertised rates. They like to handle the merchant from beginning to close and don't like to disclose the rates to brokers they approved the merchant for.
Also all UW is special "computer algorithm" so trying to explain something to UW is like throwing a rock in the water and hoping it floats.
A careful comparison of their product and MCA would show MCA is usually the total lower money cost.
Loanme product goes hand in hand with MCA, most MCA merchant come back for more money and they go to loanme, loanme clients find out they need more money in 3 months and go MCA.
Loanme will become a real player once they open into more states. they are good and will lower the cost of money for everyone. How does loanme get all their $$