Seeking counsel to go over contracts was all well and good in the beginning, but many of the MCA's out there simply won't accept you if you do not adhere to their terms. They already have a portfolio, have the renewals, the other ISO's. If you want to make waves, they'll tell you to take your business elsewhere.

Also, the samller ISO who might have the resources for counsel is subject to the whims of the MCA anyway. If the MCA arbitrarily decides to change the terms, what is the ISO to do? They already have the business there and they don't have enough deal flow to really have a voice.