So I have a merchant who has just bought 6 gas stations and is looking for $500k+ for general working capital and improvements.

Normally this wouldn't be a problem for me but since he just bought these companies within the past couple months, I am not sure how to approach it. The biggest obstacle I am sure I will face is there are 4 different EIN numbers for 4 different companies (1 company has 3 locations).

The total combined monthly sales are $1.3M and the breakdown is as follows:

Location one: $$290k a month
Location 2: $130k a month
Location 3: $350k a month
Location 4: 130k a month
Location 5: $270k a month
Location 6: $170k a month

I wont itemize the credit cards but combined they average $470k a month in transactions.

Any thoughts?