I don't think your giving enough credit to our industry's hard working funding specialists working 12 hour days to make it work. NO ONE is throwing out (trashing) sub 25K files.
Most ISO's and Brokers at this point know about Cresthill Capitals abilities to spit out an offer in a few hours from (as low as) 2K as long as file has 4K in Deposits by way of our assembly-lined process that from submission-to-offer takes a few short hours and then with fewest stips funds within hours after contract-back-in....and outside of used auto and legal and collection agencies we have NO restrictions....we love tax preparation firms / constructions / trucking / transportation/etc etc...