Quote Originally Posted by omegafund View Post
Yeah I know that is why I said not the same thing. But if you know how to read credit reports you can see open tradelines,timeline,balances,judgements etc inquiries,etcc. Good starting point if you are not going to pull credit. Have merchant pull all 3 reports and have them see the differences educate them and let them know a lender things are scored differently. If you see lots of inquiries, late pays etc you know a lender will not view that great.
Agreed.