I have a merchant from California.

They are wedding catering business doing 500,000k annually on average. They have 2 SBA loans and that total 130k.

They are looking for an additional 25k to cover operating expenses. On average they have 6-8 deposits monthly.

Credit Score is 800+. Both of their SBA loans are through their Credit Union which they have been with for 25 years.

Any help or ideas here?