I remember I funded a merchant who had a balance with Ondeck. He told me when he first took advance out the broker charged him $2500 and said that was closing cost from lender. After week of being funded Ondeck called him and asked if he paid any other fees, when he mentioned the $2500 they called up the broker made them give him back the $2500 or they would refuse to do business with them. Merchant received check within about week for his refund.