[ADiamond]

the lender shouldn't really talk though, charging 150% APR to merchants who are hurting for cash

Given the topic absolutely the lender should talk. Im not saying the iso shouldnt get paid im saying why would i waive my fee for them to charge theirs when theyre already being paid? To help them sell the deal? And their fee? Which drives the factor to up to 1.60+ in most cases?

150% apr for merchants that are hurting for cash....haha thank god for capitalism and equal opportunity. Thank god for lenders making money with all the unsecured risk they take after the iso gets paid and have no reliability. Thank god for 150% apr for merchants who prey on lenders, sometime with the help of isos. Thank god theres room for socialists like yourself in russia, or jobs available at macdonalds making $15/hr if youre unhappy with our business.