3M/mo gross + assets, low 600s FICO. Best longer term/bigger amount lenders?
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    3M/mo gross + assets, low 600s FICO. Best longer term/bigger amount lenders?

    Used auto sales, credit low-mid 600s, 9 years in business. No advances out.

    Showed massive growth from 14 million gross in 2013 to 26 million gross in 2014. 3 million / month gross currently, banks are healthy with no NSFs, no BKs, liens, etc.

    Assets: Two homes valued at $180K, has a ~30,000 remaining on one and paid in full the other. Also owns warehouse free and clear at $250K, and a vacation home in Poconos at $130K. Paying mortgage on business location 9300/mo.

    He had turned down an approval at .26-.37 at 10 months, 200k back in October due to rate and amount being low, and is extremely rate sensitive. But very open to any structure as long as rate is looow and MCA may not be the best fit but other programs can that can offer much more at a longer term.

    What longer term or higher amount lenders would take a crack at this? I already know of guys like FundingCircle but what other options exist?
    Last edited by Lender Of Gold; 12-22-2015 at 03:09 PM.

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