If I fund a deal on my own contract, with my own money, even if it is on someone else's platform, I am a direct funder. If I do 1 a week, I may be a tiny one, but I am a direct funder. If at any time I tell an ISO to send me a deal to make an offer, and I fund it through another company, even if I syndicate 50%, I am no longer a funder, I am a liar.