As you know Dan this is not my area of expertise so help me out here.
If you are consolidating previously written MCA's isn't the client then paying for its unearned discounts/interest which will create a loan that is the some of all the payoffs? My understanding is that you are creating a new loan adding additional interest just reducing monthly payments.
One more thing I'm hazy on. If your clients prepay their loan I understand that you earn less money but how
does your Roi get effected as presumably the APR remains the same no matter when paid.
Bob
ypur ROI does