[Michael I]

Thanks for all of your comments/insights. The question I am really trying to ask is how the lenders are handling these issues when they arise. If there is a not a pre-established pattern that is OK. Was just wondering since I'm sure it comes up.

they play it on a case by case basis . I know that if a merchant has a week with like a death in the family . some will turn it off for a week and some will switch it to a dollar for that week .
Joe fyi i love the name piggyback funding .