[VFG]

Sorry my post got cut low signal where i am.

[dpFund]

Thanks VFG, Robert Bloink and Bob Shaw - Agreed on all fronts. We look deep into every client and do not make knee-jerk decisions. Which is ultimately the reason I started this thread...to see if there was something I was inadvertently missing about an industry in trouble. But it sounds like classic underwriting, where we are very comfortable.

FYI: Oftentimes we work in tandem with factors where their clients are growing and have an opportunity to snag more business and the factor wants to factor those invoices, but the client needs expansion capital to secure the new contracts. We will provide them a bridge to land the new business, and the factor gets the invoices. We simply do an Intercreditor agreement with the factor. Nice partnership.