I am at the beach tonight again (oakland and A1A) but I would say most of my offers are more than usually deals (a least half of the time). I do my DD. This one was totally dead other than the factoring. Couldn't even finance his payroll because he uses mostly 1099s. And I explained I sent the shout out because he was the only offer and requested it. Gosh, you're awfully grouchy. But we all know the next 3-4 months are the best.