[pmoney]

The reason why alternative financing is expanding so rapidly is BECAUSE of the regulation hurdles that banks face. If there is one thing which would literally destroy us, it is a massive increase in regulations.

Exactly, we benefit from the massive amount of red tape that many banks and lending institutions face each day. Ultimately any regulations mandated by the CFPB are to protect the consumer. The unknown is simply a matter of which regulations the CFPB intends to implement and how the severity of those regulations will impact our business.