[AndyYSCISOdept]

The reason why alternative financing is expanding so rapidly is BECAUSE of the regulation hurdles that banks face. If there is one thing which would literally destroy us, it is a massive increase in regulations.

I couldn't agree more with you on this point. This is the reason that there have been so many articles, threads, blogs, posts etc about the importance of "Self policing" etc. I understand we can only do so much as a collective, but indivudals making sure they're doing their best to be fair honest and transparent will have a great impact.

[Ktolbert85]

I think most of the new regulations will be towards regulating brokers and hybrid lenders and minimal regulations for companies backed by big banks. We know how much the government loves big banks.